The world at your feet provided you get travel insurance

The world maybe your oyster, and all that. You’re able to travel, and you’ve planned your trip. So why is travel insurance difficult to obtain, or so darn expensive for older people? The people at moneymagpie.com put it this way:

‘It’s because you become more susceptible to medical conditions, many of which could make you a higher risk when travelling, and particularly flying.

Nevertheless you’ve got to have it, so you need to make sure you choose a policy best suited to your needs without having to pay too much for unnecessary extras.

Factors affecting travel insurance for the older generation

•The over 60s have more time and money to travel than ever before. Because you’re more active and living longer, travel insurance policies specifically designed for the older age groups are becoming increasingly popular. Of course this is good news; it means there is more competition, so better prices are available.
•When you’re travelling, insurers are aware that you’ll be taking far fewer risks than say, the backpacker who plans to jump out of an aeroplane! This acknowledgement should be reflected in your policy and hopefully help to decrease your costs.
So, how do you get the best deal?

Unfortunately, unlike life insurance, you have to fully declare any existing medical conditions for all travel insurance policies. However, there are some companies out there who won’t increase their premiums when you declare certain pre-existing medical conditions.

Once again, it’s essential to shop around for the best deal. Which? Money reliably informs us that buying your policy online is almost always cheaper, so get checking on our comparison pages.

With the help of some research carried out by our friends at Which?, we’ll now show you a few of the very best deals around. Just make sure you read all the terms and conditions carefully to check the level of cover you are getting with each policy. And bear in mind that these premiums may increase for anyone with pre-existing medical conditions.’

If you would like to see the full article why not go to:

http://www.moneymagpie.com/article/978/insurance-best-deals-for-the-over-60s-2/

Older people urged to fight ageism

Celebrate older age – and fight ageism!
on Wednesday, 28 April 2010 seniorsdiscounts.com reported:

Age Uk is the new Age Concern and Help the Aged – a combined force that diligently does its homework. New research, The polling for Age UK by YouGov has revealed that 95 per cent of people over 60 strongly believed that they should celebrate older age, but 78 per cent felt ignored and excluded from society. Additionally, 82 per cent felt that older people were not heeded as much as younger people – this is due partly to the fact that working people’s voices are heard more than those of the retired, as believed by 64 per cent of respondents. 46 per cent felt that it was most important to be treated with respect and dignity, 34 per cent prioritised opportunities to learn new hobbies and 32 per cent said the provision of frequent and accessible public transport would enhance their lives.

Charity Director for Age UK Michelle Mitchell said: “As a group within society, people in later life often feel ignored, and this research clearly demonstrates how this is a reality experienced by the majority. Ageing can present many challenges, particularly for those experiencing disadvantage. Age UK campaigns and provides services and solutions to help improve later life.”

Age UK is to launch a new television advertising campaign aimed at a wide audience to promote public awareness of how it can help, its services and products and how it can be contacted, together with this recent research on ageing. The organisation is calling upon older people all over the country to tell others about their own inspiring stories of achievement. This is part of the organisation’s mission to improve the quality of later life for everyone and the aim is to dispel and to challenge some of the myths and stereotypes about older age.

The campaign is led by Diana Moran the Green Goddess a 70-year-old model who said: “I am an extremely active 70-year-old and make a very valuable contribution to society. I am happy to help highlight the search to find stories of other people doing remarkable things and celebrating the joy of later life.”

Ms Mitchell emphasised the organisation’s beliefs that “an ageing society presents tremendous opportunities that should rightly be celebrated, and it is heartening to see that this is a belief held by such a high percentage of those polled.” Telling such inspiring stories is one means of celebrating later life and, she said, is a first step in making older people’s voices heard “loud and clear.” Stories can be sent to [email protected].

For further reports and articles on similar or related topics as the above you should go to seniorsdiscountsco.uk